
The "institut für finanzdienstleistungen e.V." (iff) is a non-profit research institute dedicated to independent research for fair financial services. Operating at the intersection of science and practice, iff supports consumer protection, policy development, and debt counseling. It is known for its scientific rigor, interdisciplinary approach, and the development of innovative solutions like Germany's first AI-powered chatbot for debt counseling. The institute's work receives broad recognition, frequently being cited in major German media outlets.
No Poverty
Research to combat over-indebtedness and financial distress
The institut für finanzdienstleistungen e.V. researches the causes and effects of over-indebtedness and develops practical solutions to protect consumers from financial distress.
Reduced Inequalities
Equitable access to fair financial services
The organization advocates through independent research and policy consulting for equitable access to financial services, thereby protecting financially disadvantaged individuals.
Peace, Justice & Strong Institutions
Strengthening fair financial market institutions
Through independent analysis and formal statements, the institut für finanzdienstleistungen e.V. influences legislation to improve consumer protection and promote just financial systems.
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