ver.de
ver.de is on the way to becoming Germany's first sustainable insurance company. With a cooperative structure and a focus on the common good, the company maximizes positive social and ecological effects. Members actively participate and benefit from transparent, sustainable investments.
About ver.de
editver.de is on its way to becoming Germany's first sustainable insurance company, characterized by its cooperative structure, common good accounting, and transparency. The company aims to maximize the common good rather than profit by striving for positive sociological-ecological effects. ver.de places great importance on ensuring that all people have the opportunity to participate in the use of their insurance contributions.
Mission and Values
editThe mission of ver.de is to create an insurance that invests its customers' capital exclusively according to social and ecological criteria. This includes investments in renewable energies, the expansion of public transport, and ecological agriculture. ver.de is committed to transparently disclosing all investments, corporate culture, economic actions, and partnerships.
Sustainability Goals and Initiatives
editver.de relies on the principle of impact investing, which means that every investment is focused on measurable positive effects for climate, nature, and society. The company has defined strict exclusion criteria that rule out investments in coal energy, nuclear power, animal testing, human rights violations, and genetic engineering. This sustainable orientation was recognized in 2023 by the Ministry of Finance with an award in the field of impact investing.
Products and Future Plans
editAlthough ver.de is still waiting for official approval from BaFin, it already offers products such as the ver.de BIKE bicycle protection and the ver.de CHECK for sustainable financial advice. In the future, ver.de plans to launch private property insurance products such as household, liability, accident, and electronics insurance. In the long term, commercial products for sustainable business models as well as life and health insurance are also to be developed.
Community and Participation
editver.de is a cooperative that relies on the support of its members to achieve the necessary capital investment of 4.5 million euros and obtain BaFin approval. Members can become part of the mission by acquiring cooperative shares or profit participation rights and actively participate in decision-making. This democratic participation is a central value of ver.de, which is appreciated by the members.
With ver.de, an insurance is being created that not only provides financial security but also actively contributes to shaping a sustainable future. By combining socio-ecological investments and a transparent, cooperative structure, ver.de sets new standards in the insurance industry.