Chancen eG

CHANCEN eG is an innovative social enterprise dedicated to income-dependent and solidarity-based financing of tuition fees. Founded on the principle of the Reverse Generational Contract, CHANCEN eG offers students the opportunity to complete their desired studies without financial pressure.

• Reverse Generational Contract (UGV): This model allows students to repay their tuition fees only after completing their studies and based on their actual income. The repayment is fair, secure, and flexible, so students only pay when they can afford it[1][5].

• Workshops and Career Support: CHANCEN eG supports its members in their careers and offers workshops as well as assistance with repayment and tax deductions for the payments[1].

• Social Committee: Since 2021, there has been the CHANCEN Social Committee, which deals with hardship cases of students. The committee decides on applications where health, family, social, or financial challenges require a temporary exemption from repayment[2].

The main mission of CHANCEN eG is to eliminate financial barriers to education and enable fair and solidarity-based financing. The organization is based on the values of solidarity, fairness, and social responsibility. It aims to create a community where graduates give back a portion of their income for the next generation, thus maintaining the cycle of solidarity[1][3].

• Solidarity Community: CHANCEN eG builds on a strong solidarity community consisting of members, impact investors, and universities. This community secures the necessary resources and partnerships to make the business model sustainable[1].

• Social Compatibility: The Social Committee ensures that repayments are socially compatible and that students in difficult situations receive support. This ensures that no one is put in a difficult position due to repayments[2].

• Inclusion and Anti-Discrimination: The Social Committee receives sensitivity training to avoid unconscious discriminatory decisions. Additionally, an anti-discrimination officer supports the committee to ensure that all decisions are fair and inclusive[2].

CHANCEN eG is thus a pioneer in solidarity-based educational financing, offering a sustainable and socially responsible solution for students through its innovative model and strong values.

• 1 - https://chancen-eg.de
• 2 - https://chancen-eg.de/chancen-schreiben/der-chancen-eg-sozialausschuss
• 3 - https://chancen-eg.de/ueber-uns
• 4 - https://chancen-eg.de/organe
• 5 - https://chancen-eg.de/ugv